Washington State legislators are moving ahead with a bill providing coverage against uninsured motorists that was drafted after an insurer balked at paying a claim lodged by the innocent victim of a road rage incident.

The measure, which was sought by Democratic Insurance Commissioner Mike Kreidler and titled “Ethel's Bill,” was unanimously approved by the House Financial Institutions & Insurance Committee last week and is now with the House Rules Committee.

Under the bill's language, coverage is required whether or not an event was intentional unless the insurer can demonstrate that the insured intended to cause the damage for which the insured is seeking coverage.

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.