Up to 15 percent of all bodily injury liability payments in California stem from fraudulent auto injury claims, according to a study by the Insurance Research Council.

In 2002, between $319 million and $432 million in bodily injury liability payments in the state were attributable to claims fraud and buildup, the study said.

Elizabeth Sprinkel, IRC senior vice president, said higher insurance premiums are the end result of all this activity.

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