Was Noah Covered?
Recent editorials lambasting attempts to bully insurers into paying billions in claims for hurricane-related flood damage excluded in standard homeowner policies prompted a number of anxious responses. Most came from agents concerned about another potential threat–errors and omissions claims.
Their fear is that regardless of whether the flood exclusion survives legal attacks, those who did not buy coverage from the National Flood Insurance Program are likely to rise up–individually or as part of a monster class action–to seek compensation from their agents.
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