The Louisiana Department of Insurance’s emergency rules, implemented shortly after Hurricane Katrina made landfall, are set to expire at midnight, Dec. 31, 2005. Implemented by Commissioner of Insurance Robert Wooley and Governor Kathleen Blanco, the emergency rules require insurance companies to give policyholders automatic extensions to pay premiums without incurring late fees, penalties, cancellation, or non-renewal.

Policyholders who were residing in the following 14 parishes when Hurricane Katrina struck qualify for deferred payment under the emergency rules: Jefferson, Lafourche, Livingston, Orleans, Plaquemines, St. Bernard, St. Charles, St. James, St. John the Baptist, St. Mary, St. Tammany, Tangipahoa, Terrebonne, and Washington.

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