Catastrophe adjusters who had more than enough idle time a few years ago, now are making up for it with a vengeance. The widespread damage caused by this year's hurricanes brought thousands of adjusters to the Gulf Coast, both full-time carrier staff, as well as independents.

Since Katrina made first landfall, adjusters have been working 16-hour days to try to reach policyholders whose lives have been disrupted by the second consecutive season of above-average hurricane activity.

As fall segu?s into winter, the shortening days are but the latest challenge to face adjusters, according to Hart Hubbard, director of catastrophe services for GAB Robins, who currently is working in Florida. Initially, adjusters were working sunup to sundown examining damage to houses and other properties. As the daylight hours have grown fewer, however, they have had to rearrange their schedules. “They're seeing as much as they can during the daylight hours, and doing their paper work at night,” Hubbard said.

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