With insurance fraud costs exceeding an estimated $100 billion per year, insurance professionals are searching for new investigative technologies to more successfully combat fraud. Unmanned remote surveillance has become one avenue for this search.
The effective use of surveillance within the insurance industry has evolved greatly due to the development of affordable and reliable video cameras. Good, clear video surveillance provides a level of documentation that is difficult to refute. This same standard of proof was not possible with the use of 35mm cameras and still photographs.
Investigators have benefited from the continued development of electronics, aggressively using technology to enhance their claim investigations. Video cameras have become considerably cheaper, smaller, more sophisticated, and more reliable. Common features now include near-zero lux ratings, allowing cameras to function in low ambient light conditions and still provide superior images. Built-in electronic immobilizers remove nearly all the shake and jerkiness commonly associated with surveillance videos. Digital and non-digital zoom features provide the ability to secure clear and usable surveillance footage from distances easily exceeding 100 yards.
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