Over the past few years, the number of negligence law suits against building owners and managers, contractors, and their insurers claiming personal injury or property damage from mold has exploded. Insurance companies across the country have added riders to their homeowner policies, specifically excluding coverage for personal injury resulting from mold. Homeowners, apartment tenants, and many businesses, such as hotels and motels, also not covered, reacted by suing for negligence, leaving builders, contractors, building managers, and rental and commercial property owners highly vulnerable to litigation.

Increased litigation also has put emphasis on the ability to prove or disprove responsibility for water intrusion, a prerequisite for mold growth in buildings. Proving or disproving the cause and effect of mold damage, however, has been time consuming and expensive, because it first requires finding moisture intrusion in structures. Until recently, this search for moisture has combined visual inspection, experience in locating intrusive moisture, the use of contact moisture meters, and tearing out walls and ceilings.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.

INCLUDED IN A DIGITAL MEMBERSHIP:

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?


NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

PropertyCasualty360

Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2024 ALM Global, LLC. All Rights Reserved.