In the aftermath of Hurricane Katrina, experts at the Chubb Group of Insurance Companies recommend safety tips when returning to a business or home after a flood, hurricane or severe storm.

The Warren, N.J.-based Chubb said to use common sense and follow all emergency rules, laws and regulations. It cautioned that saving a home or business and possessions, no matter how important, is not worth risking life or permanent injury.

o Enter a home or building carefully. If the door sticks, it could mean the ceiling is sagging. If the door is forced open, pause to allow debris to fall.

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