A Texas case suggests that insurers should be "cautious" when determining whether their duty to defend an insured has ended, according to attorneys who have studied the Texas Court of Appeals decision.
The decision, involving allegations of sexual abuse by a camp counselor, also makes clear that policy language endorsements that modify other coverage forms do not provide separate grants of coverage, according to lawyers at Hunton & Williams in McLean, Va.
According to the firm's analysis, the TIG Insurance Co. v San Antonio YMCA case suggests that courts, in Texas at least, will enforce provisions of sexual abuse endorsements or limitations to coverage by defining the occurrence by the perpetrator, not the number of victims.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
