Property-casualty trade associations are urging the National Association of Insurance Commissioners to hold off on creating any model law regulating insurers' use of claims history databases.

Marsha Harrison, regulatory affairs counsel for the National Association of Mutual Insurance Companies, said such a model law would be irrelevant.

"Most jurisdictions have already deliberated over the issue and creation of a model law by the NAIC at this point would be irrelevant," Ms. Harrison said.

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