Reforms Wont Work Without $ Caps, Insurers Say Doctors insurers point to California, Texas as models for med mal reform
With the issue of skyrocketing medical malpractice insurance premiums in the foreground of both the national and state political scenes, lawmakers and regulators battle over how to bring premiums under control.
For the insurance companies writing medical malpractice liability coverage, however, the path toward reasonable premiums leads directly to tort reform measures. More specifically, they advocate reforms that would impose caps on non-economic “pain and suffering” damages, or those damages that are not directly related to the costs of the injury involved in the case. These caps are based on legislation passed in California in 1975 and enacted a decade later after a lengthy court battle, known as Medical Injury Compensation Reform Act, or MICRA.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
