We are pleased to present our fifth evaluation of the market for intellectual-property insurance, in which we review products from nine leading sources. As before, our focus is on the two most prominent forms of coverage: enforcement, also called pursuit coverage, and defense (liability coverage). In addition, we report on Kiln's (Lloyd's) first-party coverage, which protects the owner of intellectual property against its loss in value. We also cover a cyber liability policy for financial institutions, available from Chubb Commercial Insurance, that affords protection for some intellectual-property exposures.
As with our other market surveys, we reviewed the policy forms and endorsements of the participants and asked them to complete a survey about their products and market interest. In using this material, the reader should understand that the information applies to carriers' standard products and that it may be possible to negotiate coverage, cost and other variables. While we have asked the participating carriers and MGAs to review our data, the conclusions are our own, and they are not responsible for the information contained in this report.
What is intellectual property?
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