THIS article presents an over-view of Betterley Risk Consultants' recent survey of the market for employment practices liability insurance. Twenty-five carriers, which we believe form the core of the EPLI market, participated in the survey. We have tested their responses against our own experience and knowledge. Where they conflicted, we reviewed the inconsistencies with the carriers. However, the evaluation and conclusions are our own.
In most cases, we examined actual policy forms and endorsements provided by the carriers. Of course, the carriers are not responsible for our interpretation of their policies or survey responses.
In using this material, the reader should understand that the information applies to the carriers' standard products, and that it may be possible to negotiate coverage, cost and other variables.
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