New Risks, Tighter Reinsurance Terms Pose Risk for Self-Funded Plans
For many employers, the era of self-insuring health care benefits has quickly turned into the era of managed risk.
Rising health care expenses, fueled by new technologies, treatments and increasing utilization, have created new, potentially damaging risks. The continued risk in health care costs and ongoing changes in reinsurance underwriting capacity and pricing are making future benefits cost projections all the more difficult for employers.
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