Producers Ponder Price-Quoting Ethics
A few years ago, the question “How much premium can we get?” would have meant an underwriter was hoping premiums would not fall farther. Today, in the hard market, the same question is probably asking for a premium ceiling.
This column examines the producers ethical response to such a question from an underwriter, and whether the answer differs if the producer is a broker representing the insured, rather than an agent representing the insurer.
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