To Care and Control–Or Not
I told you the commercial general liability policys care, custody or control exclusion was tricky. (See NU, June 2, “Pet Sitting Near a Vets Office: Is This Really a Professional Activity?”) Lets see if we can get it to do some tricks for us now.
In that previous article (which appeared on page 27), we explored whether a pet-sitting sideline run out of a vets office, but not necessarily by the vet, was a CGL or a professional liability exposure. We came down on the side of the CGL form, but with the caveat that the care, custody and control exclusion might play a role in assessing coverage at the time of loss.
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