Pet Sitting Near A Vets Office: Is This Really A Professional Activity? A long-term FC&S Bulletins subscriber cornered us after a presentation before the Maryland CPCU All-Industry day and posed the following query (even folks in the industry 35-plus years have questions and disputes about coverage):
Our subscriber, Elmer, has a son who is a veterinarian. Looking to enhance services and revenue, Elmers son is considering offering a pet sitting service. Nothing medical, mind you, but something he could hire college or high school kids to do, like letting the dog out, feeding the fish, that kind of thing.
Elmer called his general liability underwriter on his sons account, as a professional insurance agent would to advise the company of some type of change and seek advice. He was told this activity would not be covered under the vets CGL form and hed have to take it up with the professional liability carrier. Elmer wondered about that answer.
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