Will Insurance Cover SARS Cleanup? It would be a troublesome scenario for any business in the world: A company discovers that its employees have contracted Severe Acute Respiratory Syndrome, and its facilities, under orders from the government, must be evacuated and undergo an extensive decontamination process at a substantial cost.

Thankfully, U.S. companies largely have been spared the spread of this viral disease, but the question still remainsif facilities in this country are subjected to SARS cleanup, would property decontamination costs and other related claims be covered under insurance?

If there is any coverage, it would likely come from environmental impairment liability insurance policies, while commercial general liability and commercial property policies most likely would not cover SARS, according to some experts.

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.