End of Hard Market? Not So Fast, Experts Argue In a recent report, the Consumer Federation of America said its research has determined that the end of the high- priced hard market is at hand for commercial insurance.
The CFA, a Washington, D.C.-based non-profit association of some 300 consumer groups, said that with commercial insurance loss ratios falling sharply and with rate hikes slowing over four consecutive quarters, the two trends indicate the hard markets end is months away.
“I have been through this thing twice before, and basically, the hard market is now over,” said J. Robert Hunter, director of insurance for the group. “Generally, the property hard market will be all over by the middle of this year, and the liability will follow about a quarter later,” Mr. Hunter told National Underwriter.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
