Insurer Downgrades, Fronting Likely To Remain Key Issues In 2003 The captive industry has been awaiting a return of interest since 1992, and 2002 did not disappoint in that regard.

Record new formations occurred in virtually every domicile. Captive managers and consultants were pressed to deliver answers as they likely have never been pressed before.

I expect this pace to continue throughout 2003, and for several years beyond.

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