The Changing Landscape Of Personal Risk

Just as the seeds of September 11th terrorism werent sown over night, but over years, the 1990s provided fertile ground for other emerging risks to our physical, emotional and financial well- being.

These simmering threats went largely unnoticed amid a decade flush with good fortune. According to the U.S. Department of Labor, Americans averaged a real-wage gain of 14 percent in the 1990s, up from 1.4 percent during the1980s. Even with the downturn in the economy and stock market, there are more millionaires than ever before.

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