Ohio Rides Rollercoaster On Auto Law

The Kingston Trio prefaced their song about the Boston train system: “Citizens of Boston, hear me out. This could happen to you!” While we here in Ohio are not riding forever beneath the streets of Boston, we have been riding on an endless rollercoaster of highs, lows, twists and turns.

Last autumn, it appeared the rollercoaster ride would abruptly terminate with the decision of many insurers to stop writing new uninsured and underinsured motorist coverage in the state. What led to this decision, a reconsideration, and what leaves Ohio residents wondering if the ride is truly at an end is the subject of this FC&S column.

Many years ago, the Ohio legislature put Ohio Revised Code 3937.18 in place. The intent was to provide Ohio motorists with a way to protect themselves against uninsured or underinsured motorists.

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