Our industry has often been criticized for not being on the cutting edge when it comes to technology. In fact, I seem to recall the word Amish being used once to characterize our industry (although that story is arguably apocryphal). This is probably an unfair accusation. Without insurance companies, we would not have been blessed with so many varieties of big iron data crunchers in the 1950s. However, in the PC and the Internet eras we have lagged behind related industries.

Securities

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