Once upon a time, just about everyone who worked for a company stayed within the walls of its corporate headquarters. Salesmen or agents were pounding the pavement, to be sure, but they still came home to roost at the end of the day.

Today, thats by far the exception. Most companies, especially in the insurance space, work with employees in multiple offices scattered by the four winds to every corner of the city, country, and even the world. Mergers and acquisitions only add to the geographic diversity, as companies are hesitant to give up their acquired brain trust just to have everyone in the same ZIP code.

While many workers outside the home office have static addresses (postal or IP), many others are on the moveagents, brokers, and claims reps, to name a few, who rarely come in to headquarters. Their offices are their homes, cars, or even pockets.

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