Many auto insurers give discounts to drivers who take defensive-driver classes, usually given by the state. The theory is that you'll pick up a few tips in these classes and maybe avoid an accident or two.
I took such a class, and let me tell you, whoever came up with the idea of giving discounts for sitting through those four hours was out of his mind.
Our instructor, Gene Ashcraft, was an older gentleman with at best a tenuous grasp of reality. But he came armed with a curriculum and some video tapes, and we were-as Gordon Lightfoot might put it-a bone to be chewed.
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