As I write this, it is Wednesday, September 12. That is, yesterday was September 11, a day we must never forget — or forgive. Although you won't be reading this until October, it is impossible for me to not write about the tragedy we have faced. If you were hoping for an essay on technology and insurance, I apologize.

I spent the first 33 years of my life in the New York area, and I have many friends and family there. All, thankfully, safe. But everything has changed.

By the time you read this, I hope, we will have responded to the attacks against us with an unprecedented show of force-one that will shock the world to the same degree that yesterday's destruction did. I want the world to say, "I didn't think America was capable of that." I want historians to debate in 50 years whether we did too much.

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