Politics aside, U.S. District Judge Roger Vinson's order granting summary judgment and declaring the Patient Protection and Affordable Care Act unconstitutional and Florida's decision to halt its implementation highlights an interesting insurance concept: Can the government make people buy insurance?

Judge Vinson supposedly likened the mandate to buy health insurance to trying to make this country's citizens eat broccoli — obviously something that the first President Bush would have opposed. But doesn't the government already make us buy insurance, and lots of it?

State governments make us buy auto insurance, and make employers provide workers' compensation benefits. But are those really the same as making everyone buy health insurance?

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