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Storm-chasing contractors often discourage direct communication with insurers.

Red Roof Inn sought coverage under its commercial general liability policies issued by Liberty Mutual.

Rate increases will be much larger in areas at high risk of wildfire.

Reports suggest Tehran hopes this initiative will eventually generate more than $10 billion in insurance-related income.

Roughly 3.27 million homes in the area face moderate or greater hurricane wind risk, representing nearly $1.93 trillion in reconstruction costs.

One proposal includes the creation of a centralized marketplace that would function as a clearinghouse for private flood coverage.