The insured died in his home, but his body wasn't discovered for 10 days.

The court analyzed whether certain policy terms were ambiguous and whether an endorsement's coverage was illusory.

The court determined that the trial court erred in its ruling in favor of State Farm.

Under Delaware law, insurance policies are interpreted to favor broad coverage and align with the insured's reasonable expectations.

The policy defined a building as vacant unless at least 31% of its total square footage was being used to conduct customary operations.

The court ruled based on the language found in the endorsement.

The Delaware Superior Court ruled that Meta's insurer owes no duty to defend on claims alleging harm done to children.

The home was damaged by a fire two years after the named insured moved to a facility.