The insurance industry is at an exciting precipice.
Telematics is gaining steam as more insurance agencies implementing telematics programs see a positive effect on their bottom line, and more consumers begin to realize the advantage of one of the most prevalent uses of telematics: usage-based insurance (UBI).
UBI programs allow policyholders to voluntarily track their driving habits and share the information with their insurance agency, in return for discounts and incentives for good driving behavior or scores. But telematics and its advantages go well beyond insurance premium discounts.
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