Some cities just make it harder on women who are trying to get by.

The handicaps that women face in trying to make enough money to last a lifetime are bigger than those faced by men.

Despite the fact that women have nearly achieved educational parity with men — in fact, 24/7 Wall Street said that women are more likely to have graduated from both high school and college — they're less well represented in industries that look for college degrees and generally pay more as a result.

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Running far behind

In addition, with women making less than men, saving less for retirement than men and spending more time out of the workplace acting as caregivers — either for kids or parents or some other relative — they're running so far behind that they're a whopping 80 percent more likely to end up in poverty during retirement than their male counterparts.

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