Deloitte has seen the future of auto insurance, and it is bright — not to mention very, very different from what we see today.

In its newest report, "Insuring the future of mobility: The insurance industry's role in the evolving transportation ecosystem," Deloitte Consulting predicts that the future of road travel will be shaped by the intersection of two key trends: the emergency of autonomous vehicles, and shifts in mobility preferences — giving rise to shared access to transportation.

Each of these "future states" creates new requirements for existing and new insurance customer segments looking for passenger automobile related coverage, the authors note. This will lead to new products and a shift in the emphasis of various sales channels. In short, new types of coverage for an evolving set of insureds.

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Rosalie Donlon

Rosalie Donlon is the editor in chief of ALM's insurance and tax publications, including NU Property & Casualty magazine and NU PropertyCasualty360.com. You can contact her at [email protected].