February, with its hallmark Valentine's Day, kicks off the season of marriage proposals — and the giving and receiving of engagement rings.

Were you lucky enough to have the question popped and end up with a big rock on your finger? Or did you give that special someone a piece of jewelry — such as a diamond necklace — to show your love?

If so, congratulations! Now put away those romantic feelings for a moment to do something practical: Protect that precious — and expensive — trinket.

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Trudy Knockless

Trudy Knockless is a reporter on ALM Media's Business of Law desk.  She has a background serving legal and insurance publications. Contact her at [email protected] or on LinkedIn at Trudy Knockless.