Following the brutal winter many of us have just experienced, the idea of spring is a welcome change. However, spring can bring its own set of problems, from an increase in tornadic activity to heavy rains.
While coverage for direct physical loss of or damage to covered property caused by or resulting from windstorm or hail is a standard feature of property insurance forms, there are other ongoing losses that may result from windstorm and hail damage that should also be considered. Water damage, mold and the effects of power outages can come into play once the storm is over. But there are some less obvious perils in the aftermath of a storm that insureds may also face.
For example, a homeowner who suffered hail damage to her roof probably did not expect to become embroiled in a workers' compensation suit, but that's exactly what happened in Hoff v. Industrial Claim Appeals Office, No. 13CA1798, 2014 WL 5034507 (Colo. App. Jan. 15, 2015).
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
