On January 17, 1994, 20 years ago today, a Magnitude 6.7 earthquake occurred 20 miles northwest of downtown Los Angeles, producing the largest ground motions ever recorded in an urban environment in the U.S., according to modeling firm AIR Worldwide.

Modeling firm RMS points out that the California temblor, known as the Northridge Earthquake, caused the largest U.S. earthquake insurance loss to date.

AIR says more than 40,000 structures across several counties were heavily damaged, resulting in $12.5 billion in insurance payouts.

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