The New York Department of Financial Services (DFS) approved an Esurance program that allows policyholders to install a free device in their cars that prevents teens from texting or calling while driving.

Under the voluntary program, policyholders can use the device along with an Esurance app installed on their teen driver's phone to block specific cell-phone activities when the car is moving, such as text, email, application usage and phone calls to any number except 911.

Parents can also use the technology to monitor driving behavior, including speeding, hard braking, fast acceleration and other activities. Parents can log onto an Esurance web portal to customize the device and review their teens' driving habits.

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