Conventional wisdom suggests that we experience the most profound, inconsolable regret from “the things we did not do.” But that logic does not hold true for the most enterprising and devious scammers attempting to defraud insurers today.

A case in point is the now-divorced Midwestern duo that is making headlines for their egregious lapse in honoring their duties as insureds and also as parents.

The U.S. Attorney's Office announced the indictments of Steven Henry Kemper, 53, and his ex-wife, Sandra Kay Bryant (formerly known as Sandra Kay Kemper), 55, in connection with three separate house fires that occurred in 1997, 1999 and 2001. As set forth in the federal indictment, Kemper and Bryant may have intentionally set the blazes in anticipation of hefty insurance payouts.