Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article, the last in the series Holding Water, looks at how courts have determined coverage for various water-related claims.
Read Full ArticleWater presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.
Read Full ArticleWater issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the commercial property policy.
Read Full ArticleWater issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the homeowners policy.
Read Full ArticleWater issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews the terms and how they can be defined.
Read Full ArticleAn insurer denied a claim made under a commercial property policy based on the policy's water backup exclusion.
Read Full ArticleWhen a pipe ruptures and leads to water backup and also a sinkhole, what is or isn't covered?
Read Full ArticleDiscusses water backing up through drains in the home.
Read Full ArticleWhen the water backup endorsement is added to a policy, does the limit affect any other coverages?
Read Full ArticleIs loss of income coverage affected when a water backup endorsement is attached to a policy?
Read Full Article