HO 04 90 03 22 Personal Property Replacement Cost Loss Settlement

The ISO endorsement HO 04 90 03 22 Personal Property Replacement Cost Loss Settlement for use with the homeowners, tenant and condo policies.

HO Policy, Motor Vehicle Exclusion, and Trailer-not-Tow Exception

HO Policy, Motor Vehicle Exclusion, and Trailer-not-Towed Exception The insurer brought a declaratory judgment action against the insured asserting…

CG 21 51 09 89 Amendment of Liquor Liability Exclusion - Exception for Scheduled Activities

CG 21 51 09 89 Amendment of Liquor Liability Exclusion - Exception for Scheduled Activities, September 1989 Edition

Wind or Hail Percentage Deductible Calculations

Wind or Hail Percentage Deductible Calculations May 14, 2012 Our insured has commercial property coverage for three buildings at one location in Florida…

Advertising and Auto Exposure for Insured

Advertising and Auto Exposure for Insured Our insured has paid to have his business name painted as advertising on a stock car used at the local race…

Actual Cash Value Insufficient for Damages to Historic Building

Actual Cash Value Insufficient for Damages to Historic Building   In Rockford Mut. Ins. Co. v. Pirtle, 911 N.E.2d 60 (Ind. Ct. App. 2009), the…

CG 20 11 04 13 Additional Insured - Managers or Lessors of Premises

Leased Employee Defined

"Leased Employee" Defined Q Recently in our office we were discussing the businessowners liability coverage form, that states "employee" includes…

CG 24 18 01 96 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate

CG 24 18 01 96 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, January 1996 Edition

Oregon Expectations of Insurers and Insurance Producers

With regards to homeowners policies.