When an insured runs into his own garage with his own vehicle, which policy pays?

A fraud where the insured diverts blame for the accident to an animal.

The emergency order provides many provisions for policyholders for the next 120 days.

Medical providers provided phony bills for physical therapy that were submitted to their insurer for supposed injuries from an accident.

The Department offers advice for flooded EV, hybrid, or alternative fuel vehicles.

An insured buys coverage after the accident, but claims the insurance was bought first.

When the injuries and lost wages weren't legitimate.

When the accident happens before coverage is in force.

When multiple vehicles are damaged by hail at the same time, does a separate deductible need to be applied to each vehicle?

First it was a hit-and-run, then it was a bird.