Successfully Interpret Complex Insurance Policies

Get current and immediate answers to specific claim and policy questions – helping to avoid costly coverage errors and resolve claims quickly.

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Who Should Subscribe to FC&S?

  • Carriers/Claims Professionals

    Streamline Your Workflow
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  • Agents and Brokers

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  • Insurance Attorneys

    Access Insurance Coverage Analysis
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Join thousands of professionals who successfully interpret insurance policies, daily.

Benefits for Carriers and Claims Professionals

Empowering Claims, Product Development and Underwriting Teams.

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Join top insurance carriers who trust FC&S for their policy interpretation needs.

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Simplify Policies. Enhance Efficiency. Drive Innovation.

  • Streamlined Claims Process

    • Quickly access policy interpretations, checklists and forms so your team can reduce time and money spent on clarifications, handle claims with speed and accuracy and improve client satisfaction.

  • Innovative Product Development

    • Clear interpretations of policy terms and endorsements will foster the development of competitive, compliant products – accelerating your product development cycle so you can bring new products to market swiftly.

  • Efficient Underwriting

    • Ensure thorough risk assessment with comprehensive policy interpretations. Stay informed about the latest legal changes and industry trends impacting underwriting practices.

  • Trust & Security

    • FC&S has been the authority for accurate policy analysis and interpretation in the P&C insurance industry since 1929. It is continuously updated with the latest industry information and content curated by seasoned insurance professionals, ensuring your team stays confident and informed.

Benefits for Agents and Brokers

Simplify Policies. Enhance Understanding. Save Time.

Decode Insurance Lingo with FC&S

  • Instant Answers

    • Get precise answers to any P&C insurance question in seconds. Effortlessly search by keyword, policy type, or specific terms to quickly find what you need.

  • Plain English Explanations

    • Complex policy language is translated into straightforward, easy-to-understand terms, empowering you and your clients to navigate insurance with confidence.

  • Policy and Endorsement Interpretation

    • Gain a deep understanding of policies and endorsements, including how they impact coverage. Eliminate confusion over hidden clauses and avoid unexpected exclusions.

  • Claims Guidance

    • Manage the claims process like an expert. Access comprehensive checklists, policy forms, in-depth analysis, and expert tips to ensure a smooth, successful claims experience.

  • Trust & Security

    • FC&S has been the authority for accurate policy analysis and interpretation in the P&C insurance industry since 1929. It is continuously updated with the latest industry information and content curated by seasoned insurance professionals, ensuring your team stays confident and informed.

Ready to Master Insurance Policies?

Join thousands of insurance professionals who trust FC&S for their policy interpretation needs.

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Benefits for Insurance Attorneys

Navigate Complex Policies with Confidence.

Ready to Elevate Your Practice?

Join leading coverage attorneys who trust FC&S for their policy interpretation needs.

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Master Insurance Policies with FC&S

  • ISO Forms

    • Access a comprehensive library of ISO forms, ensuring you have the policy forms and examples needed to support your legal work.

  • Comprehensive Policy Analysis

    • Detailed analysis and in-depth interpretations of ISO insurance policies help you understand intricate terms and clauses, crucial for building strong legal arguments.

  • Expert Insights

    • Benefit from professional insights and expert commentary on policy provisions and endorsements, enhancing your case preparation and client advisement.

  • Case Law Analysis

    • FC&S focuses on potentially precedent-setting property and casualty insurance cases and provides “so what” explanations, highlighting their significance and impact on the industry.

  • Trust & Security

    • FC&S has been the authority for accurate policy analysis and interpretation in the P&C insurance industry since 1929. It is continuously updated with the latest industry information and content curated by seasoned insurance professionals, ensuring your team stays confident and informed.

Featured Content

Designed for those who have a demand for highly complex and hard to find, quality information for specific needs and interests – specifically claim needs.

Personal Lines

Commercial Lines

D&O

Umbrella

The Most Trusted Authority on Policy Interpretation on the Market

We research recent changes and planned changes to ISO Forms – with explanations of changes…it has been invaluable when we need it.

Debbie Sparks

Assistant Vice President
Brit Global Specialty USA

By turning to FC&S we are able to get complaints closed promptly and frequently are able to get a carrier to reverse their initial decision in benefit of the complainant.

Brenda Clark

Consumer Services Administrator
Department of Financial Regulation

FC&S has been helpful in providing insight into the application of coverage as it relates claims. With policy type and loss facts, FC&S has been a great resource.

Stephanie Jackson

Director of Claims
Louisiana Citizens Property Insurance Corporation

Which Subscription is Right For You?

SELECT

ONLINE ONLY

FC&S Expert Coverage Interpretation Select Includes:

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  • Risk and coverage analyses from editors who are CPCUs and attorneys with over 60 years of insurance experience, combined

  • Discussions on emerging risks and trending topics

  • The ability to ask specific policy questions directly to the FC&S acclaimed staff through “Ask the Experts”

  • Policy-specific checklists and state-specific charts

  • Access to countless ISO policy forms

  • Rate available for new subscribers only

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And Pay Annually

$1,200/year

Payable in 1 Annual Payment

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And Pay Monthly

$1,350/year

Payable in 12 Monthly Installments of $112.50/each

PREMIER

ONLINE ONLY

FC&S Expert Coverage Interpretation Premier Includes All of the Benefits of FC&S Select Plus:

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  • Access to additional coverage of D&O and Umbrella/Excess Liability

  • Content provided by outside authors who are authorities in these areas

  • Rate available for new subscribers only

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And Pay Annually

$1,400/year

Payable in 1 Annual Payment

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And Pay Monthly

$1,575/year

Payable in 12 Monthly Installments of $131.25/each

Enterprise-wide online access plans and group subscriptions are available.
Contact our experienced account professionals at 1-800-543-0874 or [email protected].

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Avoid costly coverage errors

Every claim is different, and some insurance policies can be difficult to interpret for unique situations.

FC&S Expert Coverage Interpretation makes it simple to find credible answers to your complicated coverage questions.

Request a Demo Now

Please fill out the form or call 1-800-543-0874 to request your FC&S free trial today.