A summary of the ISO Circular for December 19, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

BP 00 01 01 97 Businessowners Standard Property Coverage Form - Withdrawn.

Discusses dependent property contingencies and available coverages, as well as application of the additional coverage for civil authority.

For certain insurers in Texas catastrophe areas in 2023.

This is a discussion of the builders risk coverages that can be found in the ISO building and personal property coverage form, as contrasted with those found in the builders risk coverage form and the effects on coverage if the builders risk renovations endorsement is also attached.

This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

Introducing ISO's endorsement BP 15 91 which excludes perfluoroalkyl or polyfluoroalkyl substances (PFAS) from the businessowners policy, including an analysis of the endorsement.

BP 04 46 11 02 Ordinance Or Law Coverage businessowners endorsement.

BP 23 14 04 20 Micro-Businessowners Limitation Of Coverage For Terrorism - Sub-Limit On Annual Aggregate Basis businessowners endorsement.

BP 23 13 04 20 Micro-Businessowners Exclusion Of Terrorism Involving Nuclear, Biological Or Chemical Terrorism businessowners endorsement.