Liability Coverage


September 30, 2024
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This is an overview of the businessowners liability coverage and an analysis of the liability and medical expenses definitions and conditions.

April 18, 2024

Companies that meet the criteria must file a Liquor Liability Report Form annually.

February 26, 2024

The ambiguity in a catch-all exclusion could not be resolved using the principle of ejusdem generis.

January 08, 2024
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This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

January 01, 2024
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This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

December 21, 2023
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Introducing ISO's endorsement BP 15 91 which excludes perfluoroalkyl or polyfluoroalkyl substances (PFAS) from the businessowners policy, including an analysis of the endorsement.

November 11, 2023
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BP 04 94 01 06 Limited Pollution Liability Extension businessowners endorsement.

November 11, 2023
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BP 23 14 04 20 Micro-Businessowners Limitation Of Coverage For Terrorism - Sub-Limit On Annual Aggregate Basis businessowners endorsement.

November 11, 2023
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BP 23 13 04 20 Micro-Businessowners Exclusion Of Terrorism Involving Nuclear, Biological Or Chemical Terrorism businessowners endorsement.

November 11, 2023
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BP 23 12 04 20 Micro-Businessowners Exclusion Of Terrorism businessowners endorsement.