The Missouri Department of Commerce & Insurance published a bulletin announcing the 2027 workers' compensation rates for employers.
The proposed average loss cost changes by industry are as follows:
- Manufacturing: +1.2%
- Contracting: -2.0%
- Office and Clerical: -1.2%
- Goods and Services: -0.2%
- Miscellaneous: +1.3%
The department notes that claim frequency has declined, but Missouri ranks higher in attorney involvement compared to neighboring states and the country. In 2025, 35.2% of lost-time claims involved an attorney, compared to 26.5% in neighboring states, and 22.3% nationally.
The bulletin can be found here.
Ray Sugrim
Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.