The Kentucky Court of Appeals granted summary judgment to an insurer, denying a passenger’s request for underinsured motorist (UIM) coverage due to an exclusion in the insured driver’s policy. The case is Peterson v. Grange Prop. & Cas., 568 S.W.3d 884 (Ky. Ct. App. 2018).

What Happened

On February 13, 2016, Alicia L. Peterson, the plaintiff, was a passenger in Laura Zirnheld’s vehicle when it was involved in a collision with Mary Haeberlin’s vehicle. Peterson suffered severe injuries and sought recovery from Haeberlin in Jefferson Circuit Court.

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