The table below shows the minimum financial responsibility required of certain commercial motor vehicles by state. Some requirements are expressed as a split limit, some as a combined single limit, and some include both options.

If the chart shows “50/100/25”, the law requires the policy to provide at minimum $50,000 for bodily injury to each person, $100,000 for all bodily injury, and $25,000 for property damage for each accident. A combined single limit requirement of $100,000 means that the law requires a vehicle to carry a policy that will pay up to $100,000 for all bodily injury and property damage for each accident.

Many state regulations adopt and point to the Code of Federal Regulations found in 49 CFR 387- Minimum Levels of Financial Responsibility for Motor Carriers. Those states either adopt the federal regulations in full, or with limitations.