The justices of the Supreme Court of Washington determined that, under Washington law governing casualty insurance, the term “pedestrian” includes a person riding a bicycle. The case is McLaughlin v. Travelers Commercial Ins. Co., 476 P.3d 1032 (Wash. 2020).
What Happened
Todd McLaughlin was taking a bike ride on a public street when he was struck by an opening car door and was injured. He sought pedestrian coverage under his auto policy, which had been issued by Travelers. His claim was denied on the basis that he was not considered a “pedestrian” at the time of injury. McLaughlin requested Travelers review the decision, but the insurer was not swayed.
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