The California Department of Insurance published an update to its request that insurers pay more than the legal requirement for wildfire contents claims.

On February 6, 2025, the Department issued a Notice asking insurers to go above the legal requirement of 30% of an insured’s personal property limit and provide up to 100% without requiring a detailed inventory. At the time, some insurers had offered 75% of the limit and some even up to 100%. The Department asked insurers to send a written response on whether they would comply with the request.

The Department released the responses, which show which companies agreed to pay at least 75% of the contents limit without an inventory and which did not. A majority of the insurers agreed to pay at least 75%. The Department asks that each company notify its insureds of the new amounts it will provide.