California Insurance Commissioner Ricardo Lara published a letter responding to State Farm’s request for an emergency interim rate increase.

State Farm submitted the request on February 3, 2025, and is seeking a 22% increase for homeowners, 15% for renters, 15% for condo unitowners, and 38% for rental dwelling.

To be approved for the increased rates, State Farm must provide documentation and demonstrate the necessity for the increase, which the Commissioner does not believe they have met.