The Delaware Department of Insurance published a bulletin outlining the requirements for insurance adjusters and property repair contractors when dealing with a property damage claim.

There is a big difference between the roles of an insurance adjuster and a property repair contractor when dealing with a loss, and what actions they are allowed to take by law. Senate Bill 80 states an insurer may only assign a policy to someone with the legal authority to represent the insured. Adjusters have that authority but contractors do not. Delaware law also prohibits a public adjuster from acting as both a public adjuster and a contractor.

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